:root{
  --navy:#081526; --navy-2:#0F2138; --navy-line:#22344F;
  --gold:#D4A63C; --gold-soft:#E9C77A; --gold-deep:#A88B5A;
  --paper:#F3F5F8; --surface:#FFFFFF; --ink:#0E1B2C; --ink-soft:#4A5668; --line:#D9DEE6;
  --on-navy:#F4F1EA; --on-navy-soft:#AEB9C9;
  --serif:'DM Serif Display', Georgia, 'Times New Roman', serif;
  --sans:'Manrope', 'Segoe UI', system-ui, -apple-system, sans-serif;
  box-sizing:border-box;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){--paper:#0B1A2E;--surface:#112440;--ink:#EEF1F5;--ink-soft:#AEB9C9;--line:#22344F}
}
:root[data-theme="dark"]{--paper:#0B1A2E;--surface:#112440;--ink:#EEF1F5;--ink-soft:#AEB9C9;--line:#22344F}
html{scroll-padding-top:90px;scroll-behavior:smooth}
*,*::before,*::after{box-sizing:inherit}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
.narrow{width:min(760px,100% - 40px);margin-inline:auto}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.1;margin:0}

/* header */
.top{position:sticky;top:0;z-index:30;background:var(--navy);border-bottom:1px solid var(--navy-line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px}
.top .brand img{height:44px;width:auto}
.menu{display:flex;align-items:center;gap:26px}
.menu a.link{color:var(--on-navy-soft);text-decoration:none;font-size:15px;font-weight:600;padding:6px 0;border-bottom:2px solid transparent}
.menu a.link:hover{color:var(--on-navy)}
.menu a.link[aria-current="page"]{color:var(--on-navy);border-bottom-color:var(--gold)}
.menu-toggle{display:none;background:none;border:1.5px solid var(--navy-line);color:var(--on-navy);border-radius:10px;padding:8px 12px;font:600 15px var(--sans);cursor:pointer}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 24px;border-radius:999px;font-weight:700;font-size:16px;text-decoration:none;border:0;cursor:pointer;font-family:var(--sans);transition:background-color .2s,color .2s,border-color .2s}
.btn svg{width:20px;height:20px;flex-shrink:0}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-soft)}
.btn-ghost{color:var(--on-navy);border:1.5px solid var(--navy-line)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-soft)}
.btn-navy{background:var(--navy);color:var(--on-navy)}
.btn-navy:hover{background:var(--navy-2)}
.top .btn{padding:10px 18px;font-size:15px}

/* hero home */
.hero{background:var(--navy);color:var(--on-navy);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:48px;align-items:end;padding-top:96px}
.hero h1{font-size:clamp(44px,6.4vw,84px);max-width:13ch}
.hero p{color:var(--on-navy-soft);font-size:20px;max-width:46ch;margin:28px 0 36px}
.ctas{display:flex;flex-wrap:wrap;gap:14px}
.hero .ctas{padding-bottom:96px}
.bars{display:flex;align-items:flex-end;justify-content:flex-end;gap:clamp(10px,1.6vw,18px);height:440px;padding-right:8px}
.bars span{display:block;width:clamp(28px,4.2vw,56px);border-radius:4px 4px 0 0;transform-origin:bottom}
.bars span:nth-child(1){height:30%;background:var(--gold-soft);opacity:.7}
.bars span:nth-child(2){height:52%;background:var(--gold-soft)}
.bars span:nth-child(3){height:74%;background:var(--gold)}
.bars span:nth-child(4){height:100%;background:linear-gradient(var(--gold),var(--gold-deep))}
@media (prefers-reduced-motion:no-preference){
  .bars span{animation:rise .9s cubic-bezier(.2,.8,.2,1) both}
  .bars span:nth-child(2){animation-delay:.12s}.bars span:nth-child(3){animation-delay:.24s}.bars span:nth-child(4){animation-delay:.36s}
  @keyframes rise{from{transform:scaleY(0)}to{transform:scaleY(1)}}
}
.strip{border-top:1px solid var(--navy-line);background:var(--navy-2)}
.strip .wrap{display:flex;flex-wrap:wrap;gap:12px 40px;padding:22px 0;color:var(--on-navy-soft);font-size:15px;font-weight:600}
.strip strong{color:var(--gold-soft)}

/* page hero */
.phero{background:var(--navy);color:var(--on-navy);padding:88px 0 80px;border-bottom:1px solid var(--navy-line)}
.phero .crumb{font-size:14px;font-weight:600;color:var(--on-navy-soft);margin-bottom:22px}
.phero .crumb a{color:var(--gold-soft);text-decoration:none}
.phero h1{font-size:clamp(40px,5.4vw,68px);max-width:18ch}
.phero p{color:var(--on-navy-soft);font-size:20px;max-width:56ch;margin:24px 0 0}
.phero .ctas{margin-top:34px}

/* sections */
section.block{padding:100px 0}
section.tight{padding:72px 0}
.head{max-width:660px;margin-bottom:52px}
.head h2{font-size:clamp(32px,4.2vw,52px)}
.head p{color:var(--ink-soft);margin:18px 0 0;font-size:19px}
.surface{background:var(--surface);border-block:1px solid var(--line)}
.dark{background:var(--navy);color:var(--on-navy)}
.dark p{color:var(--on-navy-soft)}

.rows{border-top:1px solid var(--line)}
.row{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr) 250px;gap:32px;align-items:baseline;padding:34px 0;border-bottom:1px solid var(--line)}
.row h3{font-size:clamp(26px,3vw,38px)}
.row p{margin:0;color:var(--ink-soft);max-width:54ch}
.row a.more{justify-self:end}
a.more{font-weight:700;font-size:15px;color:var(--ink);text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:5px;white-space:nowrap}
a.more:hover{color:var(--gold-deep)}

.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 56px}
.item{padding:26px 0;border-top:1px solid var(--line)}
.item h3{font-family:var(--sans);font-weight:700;font-size:19px;line-height:1.35}
.item p{margin:6px 0 0;color:var(--ink-soft);font-size:16px}

.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;counter-reset:s}
.step{border-top:2px solid var(--gold);padding-top:22px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--serif);font-size:44px;color:var(--gold);display:block;line-height:1;margin-bottom:14px}
.step h3{font-family:var(--sans);font-weight:700;font-size:19px}
.step p{margin:8px 0 0;color:var(--ink-soft);font-size:16px}
.dark .step p{color:var(--on-navy-soft)}

.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px;align-items:center}
.split h2{font-size:clamp(32px,4.2vw,52px)}
.split p{margin:22px 0 30px;max-width:48ch}

.compare{display:grid;gap:28px}
.compare .crow{display:grid;grid-template-columns:90px minmax(0,1fr);gap:20px;align-items:center}
.compare .tax{font-weight:800;font-size:15px;color:var(--on-navy-soft)}
.meter{display:grid;gap:8px}
.meter div{height:14px;border-radius:7px;background:var(--navy-line);position:relative}
.meter div i{position:absolute;inset:0 auto 0 0;border-radius:7px}
.meter small{display:flex;justify-content:space-between;font-size:14px;color:var(--on-navy-soft)}
.meter b{color:var(--on-navy)}
.compare .note{font-size:14px;margin:0}

.band .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) auto;gap:40px;align-items:center}
.band h2{font-size:clamp(28px,3.4vw,42px)}
.band p{color:var(--ink-soft);margin:12px 0 0;max-width:60ch}

/* reviews */
.reviews{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.review{margin:0}
.review blockquote{margin:0;font-family:var(--serif);font-size:24px;line-height:1.35}
.review figcaption{margin-top:16px;font-size:14px;font-weight:600;color:var(--ink-soft)}
.stars{display:flex;gap:3px;margin-bottom:16px;color:var(--gold)}
.stars svg{width:18px;height:18px}

/* blog cards */
.posts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 40px}
.post{display:block;text-decoration:none;padding:28px 0;border-top:1px solid var(--line)}
.post .meta{font-size:14px;font-weight:700;color:var(--gold-deep)}
.post h3{font-size:30px;margin:10px 0 10px}
.post p{margin:0;color:var(--ink-soft);font-size:16px}
.post:hover h3{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:6px}

/* article */
.article{padding:72px 0 96px}
.article h2{font-size:34px;margin:52px 0 16px}
.article h3{font-family:var(--sans);font-weight:700;font-size:21px;margin:34px 0 10px}
.article p,.article li{color:var(--ink);font-size:19px}
.article ul,.article ol{padding-left:24px}
.article li{margin:8px 0}
.callout{background:var(--surface);border-left:4px solid var(--gold);padding:22px 26px;border-radius:0 12px 12px 0;margin:32px 0}
.callout p{margin:0}
.table-wrap{overflow-x:auto;margin:24px 0}
table{border-collapse:collapse;width:100%;font-size:17px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
th{font-weight:700;background:var(--surface)}
.byline{display:flex;flex-wrap:wrap;gap:8px 24px;font-size:15px;color:var(--on-navy-soft);margin-top:26px}

/* about */
.people{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}
.person{display:grid;grid-template-columns:120px minmax(0,1fr);gap:26px;align-items:start;padding:30px;background:var(--surface);border:1px solid var(--line);border-radius:18px}
.avatar{width:120px;height:120px;border-radius:50%;background:var(--navy);color:var(--gold-soft);display:grid;place-items:center;font-family:var(--serif);font-size:44px;object-fit:cover}
.person h3{font-size:30px}
.person .role{font-weight:700;color:var(--gold-deep);font-size:15px;margin:6px 0 12px}
.person p{margin:0;color:var(--ink-soft);font-size:16px}
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.fact{border-top:1px solid var(--navy-line);padding-top:18px}
.fact strong{display:block;font-family:var(--serif);font-weight:400;font-size:44px;color:var(--gold-soft);line-height:1.1}
.fact span{font-size:15px;color:var(--on-navy-soft)}

/* contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:64px}
form.cform{display:grid;gap:18px}
.field{display:grid;gap:6px}
.field label{font-weight:700;font-size:15px}
.field input,.field select,.field textarea{font:400 17px var(--sans);color:var(--ink);background:var(--surface);border:1.5px solid var(--line);border-radius:12px;padding:13px 16px;width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px color-mix(in srgb,var(--gold) 30%,transparent)}
.field textarea{min-height:140px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--ink-soft)}
.consent input{margin-top:5px;width:18px;height:18px;accent-color:var(--gold)}
.hp{position:absolute;left:-9999px}
.info{display:grid;gap:26px;align-content:start}
.info div{border-top:1px solid var(--line);padding-top:16px}
.info h3{font-family:var(--sans);font-size:14px;font-weight:700;color:var(--gold-deep);margin-bottom:6px;line-height:1.4}
.info p{margin:0}
.map{margin-top:8px;border-radius:16px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/10}
.map iframe{width:100%;height:100%;border:0;display:block}

/* footer */
footer{background:var(--navy);color:var(--on-navy-soft);font-size:15px}
footer .fgrid{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:40px;padding:72px 0 48px}
footer img{height:48px;width:auto;margin-bottom:18px}
footer h3{font-family:var(--sans);font-size:14px;font-weight:700;color:var(--gold-soft);margin-bottom:12px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer a{text-decoration:none}
footer a:hover{color:var(--on-navy)}
footer .legal{border-top:1px solid var(--navy-line);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding:24px 0;font-size:14px}

.float-wa{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:40;width:60px;height:60px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 6px 20px rgba(8,21,38,.35)}
.float-wa svg{width:30px;height:30px}

@media (max-width:980px){
  .menu-toggle{display:inline-block}
  .menu{display:none;position:absolute;top:76px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 24px;border-bottom:1px solid var(--navy-line)}
  .menu.open{display:flex}
  .menu a.link{padding:14px 0;border-bottom:1px solid var(--navy-line);font-size:17px}
  .menu a.link[aria-current="page"]{border-bottom-color:var(--navy-line);color:var(--gold-soft)}
  .menu .btn{margin-top:16px}
}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;padding-top:64px}
  .hero .ctas{padding-bottom:0}
  .bars{height:180px;justify-content:flex-start;margin-top:12px}
  .row{grid-template-columns:1fr;gap:10px}.row a.more{justify-self:start}
  .split,.contact-grid,.band .wrap{grid-template-columns:1fr;gap:40px}
  .grid2,.posts,.people{grid-template-columns:1fr}
  .steps,.reviews{grid-template-columns:1fr;gap:32px}
  .facts{grid-template-columns:repeat(2,minmax(0,1fr))}
  footer .fgrid{grid-template-columns:1fr 1fr}
  section.block{padding:72px 0}
  .phero{padding:64px 0 56px}
}
@media (max-width:520px){
  .person{grid-template-columns:1fr}
  footer .fgrid{grid-template-columns:1fr}
}